1. Grab your spot
Fill out the short form or call. Pick phone, video or an in-person visit.
⏰ 2027 Annual Enrollment · Oct 15 – Dec 7
Your Medicare plan can change on January 1. Will you be ready?
Premiums, drug lists and doctor networks can change every year. Get a free 30-minute plan review with a licensed local agent and lock in the right plan before the December 7 deadline.
✔ $0 cost to you, no obligation
✔ Independent agent, not tied to one carrier
✔ Phone, video or in person in the Triangle
📅 Pick a time that works for you:
2027 enrollments can be submitted starting October 15.
Rather talk now? Call (919) 689-6565
Already a client? Book your check-in on our calendar →
Claim My Free Plan Review
Takes 60 seconds. We'll reach out to set up a time.
Annual Enrollment closes in
Miss December 7 and most people are locked into their plan for 2027. Don't wait for the November rush.
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Why review every year
Last year's plan may not fit in 2027
Every fall, plans send an Annual Notice of Change. Most people never read it. These are the four things that can quietly cost you money:
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Premiums
Your monthly premium can go up, even if nothing else changes.
Tap to see what to check ↻
What to check
Find the monthly premium for 2027 in your Annual Notice of Change and compare it to what you pay today. Include any Part B giveback changes.
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Drug lists
Medicines can move to a higher tier or drop off the formulary.
Tap to see what to check ↻
What to check
Look up every medication you take on the 2027 drug list. Note its tier, any new prior authorization, and your preferred pharmacy's pricing.
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Doctor networks
Your doctors or hospital can leave a plan's network.
Tap to see what to check ↻
What to check
Confirm your primary doctor, specialists and hospital are still in-network for 2027. Don't assume. Networks change every year.
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Copays & deductibles
What you pay for visits, scans and specialists can change.
Tap to see what to check ↻
What to check
Compare 2027 copays, deductibles and the out-of-pocket maximum. Add it up for the care you actually use, not just the premium.
Key dates
Your 2027 Medicare calendar
Fall 2026
October 1
2027 plan details come out
Plans publish their 2027 benefits. We can start reviewing your options with you.
October 15
Annual Enrollment opens
You can now switch Medicare Advantage or Part D plans, or return to Original Medicare.
October 15
December 7
Deadline: last day to make changes
After today, most people keep their plan for all of 2027.
January 1
New coverage starts
Any plan you chose during Annual Enrollment takes effect.
January 1
2027
Don't leave it to the last week.
Book your free review now and you're done before the holidays. Claim my free review →
How it works
3 simple steps. About 30 minutes.
2. We do the homework
We check your medications, your doctors and the real yearly cost of each plan option, side by side.
3. You decide
If a better fit exists, we handle the paperwork. If your plan is still right, we tell you to keep it.
Questions people ask us
It's the yearly window, October 15 through December 7, when you can switch Medicare Advantage plans, change Part D drug plans, or move between Medicare Advantage and Original Medicare. Changes take effect January 1.
Most people then keep their plan for the whole year. The exceptions: if you qualify for a Special Enrollment Period, or if you're in a Medicare Advantage plan, you can make one change from January 1 to March 31.
No. Agents are paid by the insurance company when a plan is chosen, never by you. There's no fee and no obligation to enroll.
Plans can change every year, so it's worth a quick check. If your plan is still the best fit, we'll tell you and you keep it. You'll know for sure instead of guessing.
Only if you choose to. We check that your doctors are in-network before we suggest any plan.
Medigap isn't tied to Annual Enrollment, but it's a good time to review your Part D drug plan, which can change every year. If you're thinking about a different Medigap plan, we'll explain your options and whether health questions apply.
Your window is different. Your Initial Enrollment Period runs 7 months: the 3 months before your 65th birthday month, that month, and the 3 months after. Reach out 60–90 days before you turn 65 and we'll help you get it right.
Don't let January 1 decide for you.
Take 30 minutes now and start 2027 on the right plan. Calendars fill up fast in November.
Already a Triangle Life & Health client? Pick a time on our calendar →
Disclaimer: We do not offer every plan available in your area. Currently we represent multiple organizations which offer many products in your service area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Triangle Life and Health is licensed by the NC Department of Insurance (NPN 16899969).
Triangle Life & Health · 6512 Six Forks Rd, Suite 503B, Raleigh, NC 27615