---
title: "How to Choose an Insurance Agent: 7 Questions to Ask"
description: Shopping for Medicare, ACA or life insurance? Shop for your agent first. 7 questions to ask any agent, plus a free printable checklist.
---

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Tel: [919-689-6565](tel:+19196896565) M - F 8-5PM EST

[![Triangle-Life-Health-Final\_R](https://trianglelifeandhealth.com/hs-fs/hubfs/Triangle-Life-Health-Final_R.png?width=250&height=110&name=Triangle-Life-Health-Final_R.png "Triangle-Life-Health-Final_R")](https://trianglelifeandhealth.com?hsLang=en)

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- ACA 
    - [Start Here: Choosing Your Agent](https://trianglelifeandhealth.com/choose-your-agent)
    - [2027 Open Enrollment](https://trianglelifeandhealth.com/aca-open-enrollment)
    - [ACA Insurance Overview](https://trianglelifeandhealth.com/north-carolina-aca-health-insurance)
- Medicare 
    - [Start Here: Choosing Your Agent](https://trianglelifeandhealth.com/choose-your-agent)
    - [2027 Annual Enrollment](https://trianglelifeandhealth.com/medicare-aep)
    - [Medicare Overview](https://trianglelifeandhealth.com/medicare-overview)
    - [Medicare Help in North Carolina](https://trianglelifeandhealth.com/medicare-insurance-agency-north-carolina)
    - [Schedule an Appointment](https://trianglelifeandhealth.com/calendar)
    - [Medicare Advantage (Part C)](https://trianglelifeandhealth.com/medicare-advantage-part-c)
    - [Prescription Drug Plan (Part D)](https://trianglelifeandhealth.com/prescription-drug-plan-part-d)
    - [Extra Help & Savings Programs](https://trianglelifeandhealth.com/medicare-extra-help-savings-programs-nc)
    - [Medicare Supplement Insurance (Medigap)](https://trianglelifeandhealth.com/medicare-supplement-insurance-medigap)
- Life Insurance 
    - [Start Here: Choosing Your Agent](https://trianglelifeandhealth.com/choose-your-agent)
    - [Burial Insurance](https://trianglelifeandhealth.com/burial-insurance-final-expense-coverage-in-north-carolina)
    - [Term Life Insurance](https://trianglelifeandhealth.com/term-life-insurance)
- More 
    - [Dental Insurance](https://trianglelifeandhealth.com/dental-insurance)
    - [Hospital Indemnity Insurance](https://trianglelifeandhealth.com/north-carolina-hospital-indemnity-plans)
    - [Short-Term Medical Insurance](https://trianglelifeandhealth.com/short-term-medical-insurance)
    - [Supplemental Coverage (with examples)](https://seniorbenefitshub.com/supplemental-coverage/)
- [Contact](https://trianglelifeandhealth.com/contact-us)

[Contact Us](https://trianglelifeandhealth.com/contact-us?hsLang=en)

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## Contact Us Today

[Contact Us](https://trianglelifeandhealth.com/contact-us?hsLang=en)

- ACA

    - [Start Here: Choosing Your Agent](https://trianglelifeandhealth.com/choose-your-agent)
    - [2027 Open Enrollment](https://trianglelifeandhealth.com/aca-open-enrollment)
    - [ACA Insurance Overview](https://trianglelifeandhealth.com/north-carolina-aca-health-insurance)
- Medicare

    - [Start Here: Choosing Your Agent](https://trianglelifeandhealth.com/choose-your-agent)
    - [2027 Annual Enrollment](https://trianglelifeandhealth.com/medicare-aep)
    - [Medicare Overview](https://trianglelifeandhealth.com/medicare-overview)
    - [Medicare Help in North Carolina](https://trianglelifeandhealth.com/medicare-insurance-agency-north-carolina)
    - [Schedule an Appointment](https://trianglelifeandhealth.com/calendar)
    - [Medicare Advantage (Part C)](https://trianglelifeandhealth.com/medicare-advantage-part-c)
    - [Prescription Drug Plan (Part D)](https://trianglelifeandhealth.com/prescription-drug-plan-part-d)
    - [Extra Help & Savings Programs](https://trianglelifeandhealth.com/medicare-extra-help-savings-programs-nc)
    - [Medicare Supplement Insurance (Medigap)](https://trianglelifeandhealth.com/medicare-supplement-insurance-medigap)
- Life Insurance

    - [Start Here: Choosing Your Agent](https://trianglelifeandhealth.com/choose-your-agent)
    - [Burial Insurance](https://trianglelifeandhealth.com/burial-insurance-final-expense-coverage-in-north-carolina)
    - [Term Life Insurance](https://trianglelifeandhealth.com/term-life-insurance)
- More

    - [Dental Insurance](https://trianglelifeandhealth.com/dental-insurance)
    - [Hospital Indemnity Insurance](https://trianglelifeandhealth.com/north-carolina-hospital-indemnity-plans)
    - [Short-Term Medical Insurance](https://trianglelifeandhealth.com/short-term-medical-insurance)
    - [Supplemental Coverage (with examples)](https://seniorbenefitshub.com/supplemental-coverage/)
- [Contact](https://trianglelifeandhealth.com/contact-us)

[Facebook](https://trianglelifeandhealth.com/choose-your-agent#0) [Linkedin](https://trianglelifeandhealth.com/choose-your-agent#0)

Start here · Read this before you call around

# Talking to more than one insurance agent? That's smart.

Whether it's **Medicare, an ACA health plan, or life insurance**, the first thing to shop for is **your agent**. The same plan from the same company generally costs the same no matter who enrolls you, so the real choice is **who you trust to help you.**

So, what are you really shopping for: the plan, or the person who'll help you with it?

[🩺 Medicare](https://trianglelifeandhealth.com/medicare-overview?hsLang=en)[🏥 ACA Health](https://trianglelifeandhealth.com/north-carolina-aca-health-insurance?hsLang=en)[🛡️ Life Insurance](https://trianglelifeandhealth.com/term-life-insurance?hsLang=en)

[📅 Book a free 30-min call](https://trianglelifeandhealth.com/calendar?hsLang=en)[📞 (919) 689-6565](tel:+19196896565)

*★★★★★*80+ five-star Google reviews

Licensed  
since 2013

"Shop for your agent first. The right plan follows."**— Mike Cubell**

**2013**Licensed since

**15**States

**3**Medicare · ACA · Life

**1**Person to call. Me.

Be honest

## Does any of this sound familiar?

🔁

You've told your **whole story** (health, doctors, budget, family) to three different people

🤔

Every agent recommended something **different**, and you're not sure why

📱

Your phone **hasn't stopped ringing** since you filled out a form online

🧭

You're starting to wonder **who's actually looking out for you**

If you nodded at even one, you're not alone, and it's not your fault. Most people were taught to shop for a plan. Nobody told you to shop for the agent first.

Picture this instead

A bill shows up that doesn't look right. Your income changes. You have a new grandbaby and start thinking about what you'd leave behind. Instead of starting over with a call center, **you call one person who already knows your doctors, your budget, and your family.** That's what you're really choosing when you choose an agent.

One agent, every stage of life

## What the right agent does for you

Different coverage, same rule: a good agent compares the companies they work with, so you don't have to.

🩺

### Medicare

Turning 65 or reviewing your plan

- ✓Checks your **doctors and prescriptions** before recommending anything
- ✓Explains Advantage vs. Supplement **in plain English**
- ✓Reviews your plan **every fall** when plans change

Ask: "Will you check my doctors and drugs first?"

[Learn about Medicare →](https://trianglelifeandhealth.com/medicare-overview?hsLang=en)

🏥

### ACA Health

Under 65, self-employed, between jobs

- ✓Checks whether you qualify for a **premium tax credit**
- ✓Compares **deductibles, networks and drug coverage**, not just the monthly price
- ✓Helps you **update your income** so there are no surprises at tax time

Ask: "Will you help me if my income changes?"

[Learn about ACA plans →](https://trianglelifeandhealth.com/north-carolina-aca-health-insurance?hsLang=en)

🛡️

### Life Insurance

Protect your family, cover final expenses

- ✓Matches your **health history** to the companies most likely to approve you
- ✓Explains **term vs. permanent** without the sales pitch
- ✓Makes sure your **beneficiaries are right** and stay right

Ask: "Which companies will you shop for me?"

[Learn about life insurance →](https://trianglelifeandhealth.com/term-life-insurance?hsLang=en)

The smarter way to shop

## Three steps. That's it.

1

### Vet your agent

Ask the questions below. **A good agent will be glad you asked.**

2

### Choose one you trust

Give them the **full picture**: health, doctors, budget, family.

3

### Let them do the work

They compare the companies they work with, explain the trade-offs, and **stay with you after.**

Your agent checklist

## 7 questions to ask any agent, including me

Here are my answers. Hold every agent you talk to, me included, to the same standard.

1

### Are you licensed in my state, for this type of insurance?

**✓** Licensed since 2013, now in 15 states, for health and life. You can look up any agent's license through [NIPR](https://nipr.com/) or your state's Department of Insurance.

2

### Are you independent? How many companies?

**✓** Independent. I work with multiple insurance companies across Medicare, ACA and life, so I can compare them for you.

3

### Will you look at my whole situation first?

**✓** Doctors, prescriptions, health history, budget, family. Before I recommend anything.

4

### Do you charge me a fee?

**✓** No fee for my help.

5

### After I enroll, who do I call?

**✓** Me, directly. Not a call center.

6

### Will you check in on my coverage?

**✓** Medicare and ACA every year at enrollment time. Life whenever your life changes.

7

### Can we meet in person, or talk by phone?

**✓** Either one. Visit my Raleigh office by appointment, or we can do everything by phone, whichever is easier for you.

?

### Anything else on your mind?

**✓** Ask me. If I don't know, I'll find out and tell you straight.

### 📋 Take this checklist with you

Print it out and use it on every call, with any agent.

[Download the checklist](https://trianglelifeandhealth.com/hubfs/choose-your-agent/Agent-Checklist-Triangle-Life-and-Health.pdf?hsLang=en)

Worth thinking about

## What if you choose on the quote alone?

The same plan from the same company generally costs the same no matter which agent you use. **What changes is the advice.** The difference shows up later: a doctor that's out of network, a tax credit you didn't get, a life policy that doesn't fit your health history. Ten minutes vetting your agent now can save you a lot of headaches later.

The honest part

## How I get paid, and my one small ask

You never pay me a fee. Insurance companies pay agents like me when you enroll through us, so **my help costs you nothing extra.** It also means the time I spend comparing plans, checking your doctors and answering your questions is how I make my living.

So here's my one ask: talk to as many agents as you need to find the right one. Once you've found them, let that agent do the work for you. You'll save time, and they'll be able to serve you well.

"Ask me anything. I'd love for you to get to know me first, so you feel comfortable and confident about who's helping you. **When you trust your agent, everything else gets easier.**"

Mike Cubell

In their words

## What clients say about working with Mike

★★★★★

"I never felt rushed, and his attention to detail while completing the forms with me over the phone gave me total confidence that he was truly looking out for my best interest, not just trying to make a sale."

Linda W. · Google review

★★★★★

"He took the time to explain all my options, to talk about the pros and cons of each policy, and continues to be available whenever questions arise."

Lia F. · Google review

★★★★★

"He makes annual enrollment so easy."

Sally P. · Google review

[Read all 80+ five-star Google reviews →](https://maps.google.com/maps?cid=12853636448808892266)

Quick answers

## Common questions about choosing an agent

How do I choose an insurance agent?

Start by checking that they're licensed in your state for the type of coverage you need, then ask whether they're independent and work with more than one insurance company. A good agent will look at your doctors, prescriptions, health and budget before recommending anything, explain how they're paid, and be there for you after you enroll.

Does it cost more to use an insurance agent?

No. The price of a plan is set by the insurance company, and agents are paid by the insurance company, not by you. Using an agent costs you nothing extra.

Is it OK to talk to more than one agent?

Yes. Interviewing a few agents is a smart way to find the right one. Once you've chosen, give that one agent the full picture and let them do the shopping. Working with several at once usually means repeating your story and getting conflicting advice.

What types of insurance does Triangle Life and Health help with?

Mike helps with [Medicare](https://trianglelifeandhealth.com/medicare-overview?hsLang=en) (Advantage, Supplement and Part D), [ACA health plans](https://trianglelifeandhealth.com/north-carolina-aca-health-insurance?hsLang=en), and [life insurance](https://trianglelifeandhealth.com/term-life-insurance?hsLang=en), including final expense. [Learn more about Mike](https://trianglelifeandhealth.com/about-triangle-life-and-health?hsLang=en).

Free 30-minute call · Medicare · ACA · Life

## So, does it make sense to see if I'm the right fit?

Bring the checklist and ask me anything. **You'll know in 30 minutes whether I'm your person.**

[📅 Book a free 30-min call](https://trianglelifeandhealth.com/calendar?hsLang=en)[📞 (919) 689-6565](tel:+19196896565)

No pressure. No pitch. Just answers.

Quick Links

Quick Links

- [Schedule Appointment](https://trianglelifeandhealth.com/calendar)
- [ACA Insurance](https://trianglelifeandhealth.com/north-carolina-aca-health-insurance)
- [Blog](https://trianglelifeandhealth.com/blog)
- [Life Insurance](https://trianglelifeandhealth.com/term-life-insurance)
- [About Us](https://trianglelifeandhealth.com/about-triangle-life-and-health)
- [Contact](https://trianglelifeandhealth.com/contact-us)
- [Privacy Policy](https://trianglelifeandhealth.com/privacy-policy)
- [Terms of Service](https://trianglelifeandhealth.com/terms-of-service-agreement)

###### Disclaimer:

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800 MEDICARE (24 hours a day/7 days a week) to get information on all of your options. Not affiliated with the U.S. government or federal Medicare program. This is a solicitation for Insurance. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

Triangle Life and Health is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Triangle Life and Health. Blue Cross NC is an independent licensee of the Blue Cross and Blue Shield Association®, SM Registered marks of the Blue Cross and Blue Shield Association.

**Website Information Disclaimer:** We make reasonable efforts to keep the information on this website accurate and up to date, but errors or omissions may occur. Information may change without notice. Please contact us to confirm details before relying on them. Any quote is an estimate, and coverage, eligibility, and premiums are subject to the insurance company’s review and the terms of the policy. The policy documents control the actual coverage.

###### Triangle Life and Health is licensed in the following states:

 AR LIC #3001749169 | AZ LIC #3000715968 | CT LIC #3004383862 | FL LIC #L110099 | GA LIC #216953 | LA LIC #1045542 | MD LIC #3000702723 | MO LIC #3001760254 | MT LIC #3004369750 | NC LIC #1000466684 | OH LIC #1315974 | SC LIC #3000934918 | TN LIC #3001749153 | TX LIC #2564289 | VA LIC #149038

[![Triangle-Life-and-Health-R\_280x8](https://trianglelifeandhealth.com/hubfs/Triangle-Life-and-Health-R_280x8.png)](https://trianglelifeandhealth.com/?hsLang=en)

© 2026 Triangle Life and Health

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[![Triangle Life and Health](https://trianglelifeandhealth.com/hs-fs/hubfs/triangle-life-and-health-logo.png?width=220&height=96&name=triangle-life-and-health-logo.png)](https://trianglelifeandhealth.com/?hsLang=en)

**Triangle Life and Health**  
6512 Six Forks Rd, Suite 503B  
Raleigh, NC 27615  
[919-689-6565](tel:+19196896565)

**Meet with us in person**Medicare & ACA reviews at our Raleigh office, by appointment

📞 Phone & video screen-share appointments also available

[★★★★★ Read our Google reviews →](https://g.page/r/CWp3RKs_SmGyEBM)

Medicare

- [Medicare Overview](https://trianglelifeandhealth.com/medicare-overview?hsLang=en)
- [Medicare Advantage](https://trianglelifeandhealth.com/medicare-advantage-part-c?hsLang=en)
- [Medicare Supplement](https://trianglelifeandhealth.com/medicare-supplement-insurance-medigap?hsLang=en)
- [Part D Drug Plans](https://trianglelifeandhealth.com/prescription-drug-plan-part-d?hsLang=en)
- [Extra Help & Savings](https://trianglelifeandhealth.com/medicare-extra-help-savings-programs-nc?hsLang=en)
- [Annual Enrollment (AEP)](https://trianglelifeandhealth.com/medicare-aep?hsLang=en)

Health & Life

- [ACA Health Insurance](https://trianglelifeandhealth.com/north-carolina-aca-health-insurance?hsLang=en)
- [Short-Term Medical](https://trianglelifeandhealth.com/short-term-medical-insurance?hsLang=en)
- [Dental Insurance](https://trianglelifeandhealth.com/dental-insurance?hsLang=en)
- [Hospital Indemnity](https://trianglelifeandhealth.com/north-carolina-hospital-indemnity-plans?hsLang=en)
- [Term Life Insurance](https://trianglelifeandhealth.com/term-life-insurance?hsLang=en)
- [Final Expense](https://trianglelifeandhealth.com/burial-insurance-final-expense-coverage-in-north-carolina?hsLang=en)
- [Annuities](https://trianglelifeandhealth.com/annuities?hsLang=en)

Where We Serve

- [Raleigh](https://trianglelifeandhealth.com/insurance-agent-raleigh-nc?hsLang=en)
- [Knightdale](https://trianglelifeandhealth.com/insurance-agent-knightdale-nc?hsLang=en)
- [Concord](https://trianglelifeandhealth.com/insurance-agent-concord-nc?hsLang=en)
- [Hillsborough](https://trianglelifeandhealth.com/insurance-agent-hillsborough-nc?hsLang=en)
- [All Locations](https://trianglelifeandhealth.com/where-we-serve?hsLang=en)

Company

- [About Us](https://trianglelifeandhealth.com/about-triangle-life-and-health?hsLang=en)
- [Blog](https://trianglelifeandhealth.com/blog?hsLang=en)
- [Contact](https://trianglelifeandhealth.com/contact-us?hsLang=en)
- [Schedule Appointment](https://trianglelifeandhealth.com/calendar?hsLang=en)
- [Get a Quote](https://trianglelifeandhealth.com/get-a-quote?hsLang=en)

**Disclaimer:**  
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800 MEDICARE (24 hours a day/7 days a week) to get information on all of your options. Not affiliated with the U.S. government or federal Medicare program. This is a solicitation for Insurance. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

Triangle Life and Health is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Triangle Life and Health. Blue Cross NC is an independent licensee of the Blue Cross and Blue Shield Association®, SM Registered marks of the Blue Cross and Blue Shield Association.

**Website Information Disclaimer:** We make reasonable efforts to keep the information on this website accurate and up to date, but errors or omissions may occur. Information may change without notice. Please contact us to confirm details before relying on them. Any quote is an estimate, and coverage, eligibility, and premiums are subject to the insurance company’s review and the terms of the policy. The policy documents control the actual coverage.

**Triangle Life and Health is licensed in the following states:**  
AR LIC #3001749169 | AZ LIC #3000715968 | CT LIC #3004383862 | FL LIC #L110099 | GA LIC #216953 | LA LIC #1045542 | MD LIC #3000702723 | MO LIC #3001760254 | MT LIC #3004369750 | NC LIC #1000466684 | OH LIC #1315974 | SC LIC #3000934918 | TN LIC #3001749153 | TX LIC #2564289 | VA LIC #149038

© 2026 Triangle Life and Health[Privacy Policy](https://trianglelifeandhealth.com/privacy-policy?hsLang=en)  |  [Terms of Service](https://trianglelifeandhealth.com/terms-of-service-agreement?hsLang=en)  |  [For AI Systems](https://trianglelifeandhealth.com/llms.txt?hsLang=en)

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        "url" : "https://trianglelifeandhealth.com/burial-insurance-final-expense-coverage-in-north-carolina"
      }
    }, {
      "@type" : "Offer",
      "itemOffered" : {
        "@type" : "Service",
        "name" : "Dental Insurance",
        "url" : "https://trianglelifeandhealth.com/dental-insurance"
      }
    }, {
      "@type" : "Offer",
      "itemOffered" : {
        "@type" : "Service",
        "name" : "Hospital Indemnity Insurance",
        "url" : "https://trianglelifeandhealth.com/north-carolina-hospital-indemnity-plans"
      }
    }, {
      "@type" : "Offer",
      "itemOffered" : {
        "@type" : "Service",
        "name" : "Short-Term Medical Insurance",
        "url" : "https://trianglelifeandhealth.com/short-term-medical-insurance"
      }
    } ],
    "name" : "Insurance products"
  },
  "image" : "https://trianglelifeandhealth.com/hubfs/triangle-life-and-health-logo.png",
  "knowsAbout" : [ "Medicare", "Medicare Advantage", "Medicare Supplement Insurance", "Medigap", "Medicare Part D", "Affordable Care Act", "ACA Marketplace", "Health Insurance", "Term Life Insurance", "Final Expense Insurance", "Burial Insurance", "Dental Insurance", "Hospital Indemnity Insurance", "Short-Term Medical Insurance" ],
  "legalName" : "Inspiring Success, Inc.",
  "logo" : "https://trianglelifeandhealth.com/hubfs/triangle-life-and-health-logo.png",
  "name" : "Triangle Life and Health",
  "openingHoursSpecification" : [ {
    "@type" : "OpeningHoursSpecification",
    "closes" : "17:00",
    "dayOfWeek" : [ "Monday", "Tuesday", "Wednesday", "Thursday", "Friday" ],
    "opens" : "08:00"
  } ],
  "priceRange" : "Free consultation",
  "sameAs" : [ "https://g.page/r/CWp3RKs_SmGyEBM" ],
  "telephone" : "+1-919-689-6565",
  "url" : "https://trianglelifeandhealth.com/"
}
```

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://trianglelifeandhealth.com/#mike",
  "@type" : "Person",
  "address" : {
    "@type" : "PostalAddress",
    "addressCountry" : "US",
    "addressLocality" : "Raleigh",
    "addressRegion" : "NC"
  },
  "alternateName" : "Mike Cubell",
  "email" : "mike@trianglelifeandhealth.com",
  "familyName" : "Cubell",
  "givenName" : "Michael",
  "image" : "https://trianglelifeandhealth.com/hs-fs/hubfs/Web-14505--2048x1365-1.png",
  "jobTitle" : "Independent Insurance Agent",
  "knowsAbout" : [ "Medicare", "ACA Health Insurance", "Term Life Insurance", "Final Expense Insurance" ],
  "name" : "Michael Cubell",
  "telephone" : "+1-919-689-6565",
  "url" : "https://trianglelifeandhealth.com/about-triangle-life-and-health",
  "worksFor" : {
    "@id" : "https://trianglelifeandhealth.com/#agency"
  }
}
```

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://trianglelifeandhealth.com/#website",
  "@type" : "WebSite",
  "inLanguage" : "en-US",
  "name" : "Triangle Life and Health",
  "potentialAction" : {
    "@type" : "SearchAction",
    "query-input" : "required name=search_term_string",
    "target" : {
      "@type" : "EntryPoint",
      "urlTemplate" : "https://trianglelifeandhealth.com/?s={search_term_string}"
    }
  },
  "publisher" : {
    "@id" : "https://trianglelifeandhealth.com/#agency"
  },
  "url" : "https://trianglelifeandhealth.com/"
}
```

```json
{
  "@context" : "https://schema.org",
  "@type" : "WebPage",
  "about" : [ "Medicare", "ACA health insurance", "Life insurance" ],
  "author" : {
    "@type" : "Person",
    "name" : "Mike Cubell"
  },
  "description" : "Shop for your agent first. 7 questions to ask any Medicare, ACA or life insurance agent, with a free printable checklist.",
  "name" : "How to Choose an Insurance Agent: 7 Questions to Ask",
  "publisher" : {
    "@type" : "InsuranceAgency",
    "name" : "Triangle Life and Health",
    "url" : "https://trianglelifeandhealth.com/"
  },
  "url" : "https://trianglelifeandhealth.com/choose-your-agent"
}
```

```json
{
  "@context" : "https://schema.org",
  "@type" : "FAQPage",
  "mainEntity" : [ {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Start by checking that they're licensed in your state for the type of coverage you need, then ask whether they're independent and work with more than one insurance company. A good agent will look at your doctors, prescriptions, health and budget before recommending anything, explain how they're paid, and be there for you after you enroll."
    },
    "name" : "How do I choose an insurance agent?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "No. The price of a plan is set by the insurance company, and agents are paid by the insurance company, not by you. Using an agent costs you nothing extra."
    },
    "name" : "Does it cost more to use an insurance agent?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Yes. Interviewing a few agents is a smart way to find the right one. Once you've chosen, give that one agent the full picture and let them do the shopping. Working with several at once usually means repeating your story and getting conflicting advice."
    },
    "name" : "Is it OK to talk to more than one agent?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Mike helps with Medicare (Advantage, Supplement and Part D), ACA health plans, and life insurance, including final expense."
    },
    "name" : "What types of insurance does Triangle Life and Health help with?"
  } ]
}
```