Medicare Part C & Medicare Advantage Wilmington

Wilmington Medicare Part C & Medicare Advantage in Wilmington

Medicare Part C, which is also known as Medicare Advantage in Wilmington, is a replacement for your original Medicare Part A & Medicare Part B that is run by a private company. Medicare Advantage can provide you with additional medical expense coverage and can include the following types of benefits:

  • Health Maintenance Organizations (HMO)
  • Private Fee-for-Service Plans
  • Medicare Medical Savings Account Plans
  • Preferred Provider Organizations (PPO)
  • Special Needs Plans

Wilmington Medicare Advantage Eligibility

You are eligible for Medicare Advantage in Wilmington, NC if you the following apply to you:

  • You don’t have End-Stage Renal Disease (ESRD).
  • You already have Medicare Part A & B
  • You live in Wilmington and are looking for coverage in Wilmington. If you move around throughout the year, ask one of our experts which plan might provide the coverage you need.

How Does Medicare Advantage Work In Wilmington?

Medicare Advantage is a complete replacement to your Medicare Part A & Medicare Part B plans. However, Medicare Advantage is managed by private insurance carriers that have been approved by Medicare.

Medicare Advantage plans may have different rules than your original Medicare coverage. Medicare Advantage Plans are often bundled and can include additional services or prescription drug coverage. 

What Types Of Additional Coverage Is Available?

Each Medicare Advantage provider may offer different types of coverage that vary by the plan you select. You may find that some Medicare Advantage Plans in Wilmington provide coverage for prescription drugs, vision, hearing, or dental services. To find out the best plan to meet your medical coverage needs, speak to one of our Medicare Advantage brokers today.

Rules To Keep in Mind When Choosing Medicare Advantage In Wilmington

When you have a Medicare Advantage Plan, your original Medicare pays a fixed amount to your private carrier for your medical expenses. These private carriers have rules that must be followed to maintain your premiums and rates. These rules may differ from what you may be used to on your regular Medicare plans, you may be:

  • Required to see specific doctors who are enrolled in your Medicare Advantage Plan
  • Required to obtain a referral to see a specialist.

Because these rules are offered by a private company, you may also note that they can change on a yearly basis and it is important to keep up to date with the latest rules for your Medicare Advantage plan.

How Much Does Medicare Advantage In Wilmington Cost?

Different Medicare advantage plans have different costs. This is because they are offered by different insurance providers, have different premiums, and offer different options for coverage, the cost for each plan will vary. Give one of our Medicare Advantage brokers a call and find out which plan is right for your medical needs and budget.

Medicare Advantage & Prescription Drug Coverage in Wilmington

Many Medicare Advantage plans in Wilmington include coverage for prescription drugs, but not all of them do. If you are considering joining Medicare Advantage, it is possible to join a separate prescription drug plan provided the following statements are true:

  • Your separate plan doesn’t can’t offer drug coverage (like Medicare Medical Savings Account plans)
  • Your separate plan chooses not to offer drug coverage (like some Private Fee-for-Service plans)

If you join a PPO or HMO if you join a separate Medicare Prescription Drug plan or if you join a Medicare Advantage HMO or PPO.

You Can Not Be Enrolled in Medigap & Medicare Advantage

For Medicare Advantage in Wilmington, Contact Triangle Life & Health

Triangle Life & Health is here to help you understand your Medicare Advantage options in Wilmington. We also help clients learn more about Medicare Supplemental Plans (Medigap), Medicare Part D, Original Medicare, and Final Expense Insurance in Wilmington.

We work with customers all over the country and North Carolina including: Raleigh, Apex, Durham, Cary, Wilmington, Fayetteville, Charlotte, Southern Pines, Greensboro, Asheville and beyond. Contact us online or give us a call at (919)679-9720 for a free consultation on Medicare Advantage in Wilmington today.