Medicare In Raleigh NC
If you live in Raleigh and are over the age of 65, you qualify to enroll in Medicare. However, original Medicare may not cover all of your medical expenses. Triangle Life & Health Insurance in Raleigh can help you or your loved ones navigate which Medicare options are best for you. You may qualify for Medicare if any of the following apply to you:
- Individuals who are 65 years old or older
- Younger individuals with certain approved disabilities
- Those with end-stage renal disease or ESRD (this includes individuals requiring a kidney transplant or kidney failure which requires a transplant or dialysis)
Final Expense & Burial Insurance Raleigh NC
Aside from Medicare, the Raleigh insurance experts at Triangle Life & Health can help you and your family plan for your final expenses. Burial expenses, for an average burial in North Carolina cost an average of $7500 – $10000 dollars. Keep in mind that is the average cost, so it doesn’t factor in any additional services or premium products that your loved ones may want to provide you.
As an independent Raleigh burial insurance brokerage, we work with a number of different Final Expense insurance carriers in Raleigh & the entire state of North Carolina. We can help you find the right burial insurance for your needs and your budget. Contact us online or call one of our experts today at (919)679-9911
Different Options For Medicare Plans in Raleigh NC
Original Medicare Raleigh (Medicare Part A + Part B)
Your original Medicare plan is managed by the federal government. Typically, Medicare Part A and B cover a part of your services, but there is also an additional cost that must be covered by the individual. In most cases, you can choose any doctor, so long as you are enrolled in Medicare and the doctor is accepting new Medicare patients. Unfortunately, prescription drugs are not covered by the original Medicare plan in Raleigh.
Medicare Part A covers your hospital visits, home health care, nursing facility care, and more.
Medicare Part B covers preventive services, medical supplies, certain doctors’ services, and outpatient care.
Medicare Advantage in Raleigh (Medicare Part C)
Medicare Advantage is a Medicare plan that is offered by private insurance companies that provide all of your Part A and Part B benefits. These benefits are provided through Medicare Medical Savings Account Plans, Special Needs Plans(SNP), Private Fee-for-Service Plans(PFFS), Preferred Provider Organizations (PPO), and Health Maintenance Organizations (HMO). Triangle Life and Health can help you with Raleigh Medicare Advantage. Many Medicare Advantage Plans are offered with a zero premium. We offer plans from a number of different carriers, so we can help you choose the best plan for your budget and medical coverage needs.
Medicare Supplement Plans or Medigap in Raleigh NC
Medigap or a Medicare Supplement Plan, in Raleigh, is different from a Medicare Advantage Plan. Medigap requires that you carry an original Medicare Part A + B plan, and requires you to pay an additional premium to a separate insurance company, on top of what you pay for Medicare Part B. Medigap is guaranteed to be renewable, even if you develop health problems and can not be canceled if you have paid your premium. A Raleigh Medigap plan is only available to a single individual, which means you will need a separate Medigap plan for a spouse. You can not carry Medicare Advantage and Medigap at the same time. Medigap Plans that were registered after 2006 are not eligible for prescription drug coverage.
Medicare Supplement Insurance plans in Raleigh, also known as Medigap are useful and can help you pay some of the costs of healthcare that are not covered by your original Medicare Plan, such as:
Medicare Part D Prescription Drug Coverage In Raleigh, NC
Many people with only original Medicare, or Medicare + Medigap plans, find themselves without prescription drug coverage. Medicare Part D coverage allows you to get discounts on your prescription drugs in Raleigh. These plans can help you with the costs of prescription drugs with:
- Original Medicare Plans
- Medicare Cost Plans
- Medicare Private-Fee-for-Service Plans
- Medicare Medical Savings Account Plans
Contact Triangle Life & Health For Burial Insurance or Medicare in Raleigh NC
If you or a loved one needs help understanding the options that are available for final expense (burial insurance) or Medicare in Raleigh, contact the experts at Triangle Life & Health. We will help you understand all of your options surrounding Medicare, Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D (prescription drug coverage). We know that there are many options available and understanding the best choices for you can be confusing. We provide our insurance consulting service across the country and in North Carolina, including the following cities & towns: Raleigh, Charlotte, Wilmington, Durham, Chapel Hill, Apex, Cary, Greensboro, Asheville, Because we work with multiple final expense insurance and Medicare insurance providers, we are able to help you find the right plan for your needs. Contact us online or give us a call at (919)679-9914 and get a quote today.