What is the affordable care act?
In North Carolina, the annual open enrollment period for Affordable Care Act health insurance, also known as Obamacare, typically takes place from November 1 to December 15. During this time, residents of the state can apply for and enroll in ACA health insurance plans, which are required to cover a range of essential benefits such as emergency services, maternity care, and prescription drugs.
It’s important to note that if you miss the open enrollment period, you may still be able to enroll under the Affordable Care Act coverage during a special enrollment period, a provision of the affordable care act which is triggered by certain qualifying events such as getting married, having a child, or losing your existing health coverage. The federal government may also open a special enrollment period at certain times.
ACA health insurance plans may also be eligible for premium tax subsidies, which can help reduce the cost of your monthly premiums. In some cases, Americans may even qualify for Affordable Care Act plans with $0 premiums for bronze and silver plans.
If you’re unsure which ACA health insurance plan is right for you, there are several resources available to help you make an informed decision. You can visit healthcare.gov to compare different plans and see which ones you may be eligible for, or you can contact the Health Insurance Marketplace at 1-800-318-2596. If you would like help locally, Triangle Life and Health will help you navigate all of your options at no cost to you. Simply call 919-689-6565 and one of our representatives will be happy to assist you with your ACA health insurance needs.
It’s important to carefully consider your health care needs and budget when choosing an ACA health insurance plan in North Carolina. You may also want to consider factors such as the plan’s network of doctors and hospitals, and any deductibles or copays that may apply.
If you have any questions about ACA health insurance in North Carolina or need assistance enrolling in a plan, don’t hesitate to reach out for help. Triangle Life and Health and its team of representatives are available to assist you with finding the coverage that best meets your needs and budget.