Medicare & Burial Insurance Agents in Greensboro

Independent Medicare Agents in Greensboro NC

Residents in Greensboro who are 65 years old, or older, are qualified to enroll in the federally managed medical insurance program known as Medicare. Original Medicare, or Medicare Parts A + B don’t always cover all of your healthcare costs though. Triangle Life & Health can help you determine if there are better options available to get you the Medicare coverage you need at a cost you can afford. You qualify for Medicare if any of the following apply to you:

  • You are 65 years old or older
  • You are younger than 65 but have an approved medical condition
  • You have ESRD, or end state renal disease (this includes those who require a kidney transplant or kidney failure which requires ongoing dialysis)

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Burial Insurance or Final Expense Insurance in Greensboro, NC

The independent insurance agents at Triangle Life & Health don’t only help with Medicare, we are also well versed in the world of final expense insurance and burial insurance in Greensboro. The average cost of a funeral in NC is $7500 dollars, and this doesn’t include any additional or premium funeral services. Because funerals are often an unanticipated cost, without burial insurance, you may leave your loved ones under financial strain upon your passing. While it may not be pleasant to think about, it is important that you leave your family covered in the event that you unexpectedly pass away. Our independent final expense insurance agents work with many different companies so we can find you a policy with the right coverage and the right premium for your final expenses. Contact one of our burial insurance agents in Greensboro today, either online or at (919)679-9911.

Greensboro Medicare Options

Medicare Part A + Medicare Part B in Greensboro, NC (Original Medicare)

Your federally managed healthcare plan, Medicare, comes in two different parts: Medicare Part A & Medicare Part B. Both of these services provide coverage with an additional out-of-pocket cost in most cases. When you are enrolled in original Medicare in Greensboro, you can choose any doctor you want to see as long as they are enrolled in Medicare and are accepting new Medicare patients. Under your original Medicare in Greensboro, prescription medications are usually not covered, so if you have medications that you take, you may explore Medicare Part D or Medicare Advantage plans in Greensboro to make sure you get the coverage you need. 

Medicare Part A provides coverage for home health care, nursing homes & facilities, hospital visits and more.

Medicare Part B provides your coverage for outpatient services, medical supplies, necessary & preventative medical services, and certain doctor services.

Medicare Advantage Insurance In Greensboro (Medicare Part C)

Medicare Advantage Insurance is offered through private insurance companies and they provide the coverage that would normally be covered by Medicare Part A & Part B. Some of the benefits Medicare Advantage in Greensboro can offer is a Medical Savings Account Plan, Special Need Plan (SNP), Preferred Provider Organizations (PPO), Private Fee For Service Plans (PFFS), and Health Maintenance Organizations (HMO). At Triangle Life & Health, we can work with you to determine if Medicare Advantage in Greensboro is right for you. Often times, Medicare Advantage Plans can not have a monthly premium and many Medicare Advantage Plans do cover prescription drugs. We partner with a number of Medicare Advantage companies so we can help you find the best coverage at the right price for your Medicare Advantage needs in Greensboro.

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Medigap & Medical Supplemental Insurance in Greensboro NC

Medicare Supplemental Insurance or Medigap in Greensboro, differs from Medicare Advantage and requires that you are enrolled in both Medicare Part A & Medicare Part B. Medigap requires you to pay an additional monthly insurance premium to a private insurance company, on top of the premiums you already pay for Orginal Medicare. A Greensboro Medigap insurance policy can only be utilized by a single individual, so if you are married, your spouse must carry their own Medigap plan. You also can not carry Medicap & a Medicare Advantage plan in combination. Medigap plans do not cover prescription drugs (if they were registered after 2006). If you are enrolled in a Medigap Plan in Greensboro, your policy is guaranteed to be renewable and can not be canceled even if you develop chronic health issues. 

Medigap Insurance Policies & Medicare Supplemental Insurance in Greensboro can assist with some fo the out of pocket costs that are not covered with your Medicare Part A + Part B plans, including: 

  • Copays
  • Coinsurance
  • Medical Cost Deductibles

Medicare Prescription Drug Coverage (Medicare Part D) in Greensboro NC

If you only carry Medicare Part A + Part B or Medicare Supplemental Insurance, you may find yourself without prescription drug coverage. If you have a need for monthly medications, it may be worth looking into Medicare Part D coverage. Medicare Prescription Drug Coverage allows you to get discounts on prescription medications in Greensboro. Medicare Part D plans help with costs that may not be covered under:

  • Medicare Cost Plans
  • Private Fee For Service Medicare Plans
  • Medicare Savings Account Plans
  • Medicare Part A + Medicare Part B Plans

Contact Us For Final Expense Insurance or Medicare in Greensboro, North Carolina

Navigating the world of Burial Insurance, Final Expense Insurance & Medicare can be difficult. Triangle Life & Health are experienced independent insurance agents who help individuals determine the best insurance options for their specific situation. We can help you understand the different options you have with Medicare Part D, Medicare Advantage Insurance, Medicare Supplement (Medigap), and of course your Original Medicare. Choosing the right Medicare options doesn’t have to be difficult, that’s why we offer free consultations across North Carolina & the rest of the country. In North Carolina, we provide services to individuals in every city & town, including: Greensboro, Raleigh, Wilmington, Durham, Apex, Asheville, Cary, Chapel Hill, Fayetteville, Southern Pines, Rocky Mount, Charlotte and beyond.  If you, or a loved one, needs help choosing the right Greensboro Medicare or Greensboro burial insurance plan, contact one of our insurance agents today at (919)679-9914 or contact us online for a free consultation.

Sources: medicare.gov