Medicare Advantage Insurance in Durham, NC
Medicare Advantage is a replacement for your original Medicare (Medicare Part A & Part B). Medicare Advantage in Durham is managed by private insurance providers and offers the following types of coverage options:
- Special Needs Plans
- Private Fee-for-Service Plans
- Medicare Medical Savings Account Plans
- Health Maintenance Organizations (HMO)
- Preferred Provider Organizations (PPO)
Are You Eligible For Durham Medicare Advantage?
If you live in Durham you should be eligible for Medicare Advantage if the following are applicable to you:
- You do not currently have ESRD (End-Stage Renal Disease)
- You reside in Durham, NC, and are looking for coverage in Durham and the surrounding areas. Keep in mind that different Medicare Advantage plans have different areas that they provide coverage for, so if you live in multiple places throughout the year, you may want to find a plan that best covers the regions which you live or travel.
- You are currently enrolled in Medicare Part A & Medicare Part B
Understanding How Durham Medicare Advantage Works
Medicare Advantage is a replacement for your original Medicare Part A & Medicare Part B (or original Medicare). Because Medicare Advantage is run by private insurance carriers (which have been approved by Medicare) they have the ability to offer different premiums, coverage & services, and sometimes have different rules than you had previously.
What Are Some Of The Different Coverage & Services Offered By Medicare Advantage in Durham, NC
As a privately managed Medicare Option, Medicare Advantage plans may offer plans with prescriptions drug coverage, vision coverage and dental services. If you aren’t sure which Medicare Advantage plan works best for you, contact one of the independent insurance agents with Triangle Life & Health and we can help find the right plan for your needs.
Understanding Your Durham Medicare Advantage Rules
Medicare Advantage plans are managed by private companies, which means each carrier may have different rules for each policy. For instance, in some cases you might be required to get a referral to see a specialist.
You may also be required to see certain doctors who are enrolled in your Medicare Advantage plan in Durham. These rules can change from year to year, so it’s best to keep up to date on the latest rules from your insurance provider.
You Can Not Be Enrolled in Medigap & Medicare Advantage
What is The Cost Of Medicare Advantage Plans In Durham?
Every carrier offers different Medicare Advantage plans. These vary greatly by coverage, insurance provider and the area you reside. Because these costs can vary so greatly depending on your needs, to find a plan that will suit your needs, contact one of our Medicare Advantage Brokers at Triangle Life & Health.
Contact Triangle Life & Health: Medicare Advantage Agents in Durham NC
We understand that it can be difficult to figure out exactly which Medicare Advantage plan is right for you. Our agents can help you determine which coverage and premium fits your needs.
If you need help with Medicare Advanage in Durham or Medigap (Medicare Supplemental Insurance), Medicare Part A & B, Medicare Part D or burial insurance in Durham, Greensboro, Raleigh, Cary, Apex, Southern Pines, Chapel Hill, Asheville, Wilmington, Charlotte or anywhere else in North Carolina, contact Triangle Life & Health. We can be reached online or by calling (919)689-6565.